Checkout Smarter with Krti
Earn and Redeem cashback on every purchase — powered by agentic intelligence that finds your best savings automatically
Why use Krti
Krti is intelligent and autonomous. It understands your rewards, calculates the best savings, and completes the payment — all in one tap.
Detects Your Rewards
Detects your cashback across cards and loyalty programs.
Calculates Smart Savings
Krti automatically applies the best available cashback and points, maximizing your savings at every checkout.
Recommends the Best Card
Krti recommends the card that unlocks the highest cashback and ongoing promotions - so you never miss out.
Earn & Redeem Cashback
Every purchase adds cashback automatically, which you can redeem seamlessly to boost your savings.
Earn & Track Rewards
Your savings don’t stop at checkout — Krti logs your earned cashback and bonus rewards for future value.
How it works
Choose Krti Pay at Checkout
Select Krti Pay as your payment method during checkout
AI Finds Your Best Savings
Krti’s smart assistant surfaces all your eligible brand points and Krti Points for redemption. Pick the rewards, cashback, or points you’d like to use for your purchase.
Get the Best Card Recommendation
Let Krti suggest the ideal payment card to maximize rewards.
Pay & Earn Instant Cashback & Points
Complete your payment and earn cashback and points on every purchase — getting you the best savings automatically
Transfer cashback to points
Convert your Krti cashback into loyalty points and use them across your favorite brands for even more rewards.
Fast. Simple. Secure.
Krti unifies payments, cashback, and rewards — pay seamlessly, and earn more with every purchase.
Benefits of using Krti.
Turn everyday spending into instant rewards.
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